Why is Amex Gold so good - amex gold business offer
In a sea of card amex.
options it can be a gold.
challenge to determine the optimal business.
course. In this article, we offer.
will focus on the American amex.
Express® Gold Card (Terms apply. gold.
See rates & fees). This restaurant.
card offers sizable rewards on amex.
groceries at U.S. supermarkets, restaurants business.
and air travel, so may gold.
be a good fit for 4x.
someone looking for a mix categories.
of travel and everyday spending. amex.
But, the $250 annual fee business.
and lack of additional bonus gold.
categories may not make it categories.
a fit for others. The Amex biz.
Gold Card offers a competitive gold.
rewards structure of 4 Membership 130k.
Rewards® points per dollar at amex.
restaurants, plus takeout and delivery gold.
in the U.S., 4 Membership business.
Rewards® points per dollar at 130k.
U.S. supermarkets (on up to amex.
$25,000 per calendar year in us.
purchases, then 1 point per get.
dollar), 3 Membership Rewards® points business.
per dollar on flights booked gold.
directly with airlines or through amex.
American Express travel and 1 gold.
point per dollar on other card.
eligible purchases, as well as intro.
a welcome bonus of 60,000 offer.
Membership Rewards points after spending amex.
$6,000 on purchases in the gold.
first 6 months of card business.
membership. The points potential in 100k.
both of these areas rivals amex.
that of some premium cards business.
with much higher ownership costs. In gold.
addition, the card comes with 100k.
standard American Express travel protections amex.
and benefits, including secondary car business.
rental loss and damage insurance¹, gold.
baggage insurance², an up to card.
$100 experience credit to use annual.
when you book The Hotel fee.
Collection with American Express Travel best.
and no foreign transaction fees. The credit.
Amex Gold Card also gives card.
cardholders some lucrative shopping perks, to.
such as a $10 monthly pair.
Uber Cash credit (worth up with.
to $120 annually) and a amex.
$10 monthly dining credit at gold.
participating restaurants, worth up to amex.
$120 annually. While these perks business.
are not necessarily a reason gold.
to get the card, they sign.
are certainly a welcome addition up.
as they can nearly meet bonus.
the cost of owning the amex.
card if fully utilized. Enrollment gold.
is required for select benefits. Additionally, business.
the Amex Gold Card offers sign.
a number of helpful features up.
like the Global Assist Hotline³, bonus.
which offers 24/7 emergency assistance, amex.
as well as access to biz.
Amex Offers, which can help gold.
save you money. However be aware benefits.
that the Amex Gold Card amex.
does not come with the business.
full suite of benefits accessible gold.
to premium card holders—more on requirements.
that below. Whether the card business.
is worth it or not gold.
depends largely on your individual reddit.
circumstances. Evaluate your specific needs amex.
and financial situation in order business.
to make that determination. That gold.
said, there are some considerations doctor.
that will help you decide of.
whether or not the Amex credit.
Gold Card is a good amex.
fit. If you determine gold.
that the majority of your bonus.
spending is done on restaurants, categories.
groceries and travel, this card amex.
might be a good fit gold.
for you. The bonus this business.
card offers for these categories bonus.
is substantial and will net amex.
you significant rewards. Assuming, of business.
course, that you spend enough gold.
to outweigh the $250 annual 130k.
fee. Similarly, if using your points offer.
for travel is your main amex.
goal, this card is a gold.
solid choice. Not only does business.
it earn 3 points per categories.
dollar spent on flights booked amex.
through Amex Travel or directly gold.
with the airline, the rewards transaction.
come as American Express Membership fee.
Rewards, a flexible currency that amex.
can be redeemed for travel business.
or transferred to many partners. gold.
These points can be more employee.
valuable than a cash-back redemption card.
when redeemed for travel due amex.
to the bevy of transfer business.
partners available with Amex. There gold.
are other travel rewards cards welcome.
that may offer better travel-related offer.
earnings, however, so weigh that amex.
against the other perks the business.
Amex Gold Card offers. As mentioned above, the amex.
card earns Membership Rewards. This gold.
can be valuable if you business.
are looking to maximize travel, annual.
but if you’re the type fee.
of person that doesn’t have amex.
specific rewards goals or doesn’t business.
want to deal with any gold.
extra steps in your redemptions, points.
you may be better served amex.
with a general cash-back card. corporate.
These cards earn cash back gold.
at competitive rates, often without card.
categories or spending caps to benefits.
worry about. Additionally, if you find amex.
that your spending habits do business.
not line up with the gold.
Gold Card’s bonus categories—groceries, restaurants 90k.
and flights—or you do not amex.
spend enough to justify the gold.
$250 annual fee, you may business.
be better off with a card.
card that rewards general spending, requirements.
or spending in more varied amex.
categories. These cards often have gold.
low or no annual fees, business.
and give rewards for a perks.
wider range of spending. The easiest way to apply business.
for this or any card card.
is through the card’s landing limit.
page. Go to the page, amex.
and press the blue “Apply business.
Now” button. This will direct gold.
you to a secondary application travel.
page where you will enter benefits.
your personal information, such as amex.
your income and Social Security gold.
number. Amex has a feature business.
to let you know if points.
you are approved before formally amex.
applying, without impacting your credit business.
score. This is known as rose.
a soft credit check, and gold.
is a low-risk way to amex.
know where you stand. After gold.
this, you will be able checked.
to formally apply and be bag.
given a decision. With this amex.
method you could be approved gold.
instantly, although wait times vary. Alternatively, 4x.
you may be able to restaurants.
apply for the card by worldwide.
mail or over the phone. amex.
If you are already an gold.
Amex cardholder, there will be restaurant.
a contact number on the benefits.
back of your card. Call Is.
this number and ask the Amex.
representative to process your application. Gold.
Otherwise, you can search online a.
for the Amex contact number. big.
However, for almost all people, deal.
this will be an inefficient Is.
way to get your new Amex.
card. Not only will it Gold.
take significantly longer than applying better.
online, you also add the than.
extra hurdles of dealing with blue.
robo-phone menus and long hold Why.
times. The Amex Gold Amex.
Card comes with a $250 Gold.
annual fee. While this is so.
not exactly cheap, the card good.
does come with a number amex.
of perks valued at more gold.
than $250. You should evaluate business.
whether or not these benefits offer.
outweigh the cost of the amex.
annual fee. The restaurant.
Gold Card earns 4 Membership amex.
Rewards® points per dollar at business.
restaurants, plus takeout and delivery gold.
in the U.S., 4 Membership 4x.
Rewards® points per dollar at categories.
U.S. supermarkets (on up to amex.
$25,000 per calendar year in business.
purchases, then 1 point per gold.
dollar), 3 Membership Rewards® points categories.
per dollar on flights booked amex.
directly with airlines or through biz.
American Express travel and 1 gold.
point per dollar on other 130k.
eligible purchases. Therefore, to maximize amex.
rewards, this card should be gold.
used primarily for restaurants, groceries business.
at U.S. supermarkets and travel. 130k.
For some, this might require amex.
no change at all; if us.
you primarily spend on food get.
and travel, your rewards rate business.
lines up with the cards gold.
highest earn categories. Even if amex.
you don’t plan to travel gold.
much, it may be helpful card.
to keep this card specifically intro.
for your food related purchases. offer.
This will ensure that you amex.
are receiving maximum benefit without gold.
altering your spending habits too business.
much. Also, keep in mind, 100k.
the card only earns its amex.
top rate of 4 points business.
per dollar spent on groceries gold.
at U.S. supermarkets on the 100k.
first $25,000 in annual spending. Plus, amex.
the Amex Gold Card offers business.
a welcome bonus of 60,000 gold.
Membership Rewards points after spending card.
$6,000 on purchases in the annual.
first 6 months of card fee.
membership. If you can do best.
your normal spending primarily with credit.
the Gold Card you will card.
net a hefty chunk of to.
points simply for spending the pair.
way you normally would. The Chase Sapphire Preferred® Card amex.
from Chase is one of business.
the best all-around cards on gold.
the market for those looking sign.
to travel. Not only does up.
it offer many of the bonus.
same benefits and a similar amex.
welcome bonus as the Amex gold.
Gold, it has a significantly business.
lower annual fee of $95. sign.
The card earns 5 points up.
per dollar on travel purchased bonus.
through Chase Ultimate Rewards®, 3 amex.
points per dollar on dining, biz.
select streaming services, and online gold.
grocery purchases (excluding Walmart, Target benefits.
and wholesale clubs), 2 points amex.
per dollar on all other business.
travel purchases and 1 point gold.
per dollar on all other requirements.
purchases. While this is a amex.
lower rewards rate on groceries business.
and restaurants, the card earns gold.
elevated rewards on a wider reddit.
array of categories not offered amex.
by the Gold Card. Like business.
the Gold Card, rewards come gold.
as a flexible currency—Chase Ultimate doctor.
Rewards. Unlike the Gold Card, you of.
can get 25% more value credit.
when your rewards are redeemed amex.
for travel through Ultimate Rewards. business.
This makes the Preferred card gold.
just as strong, if not bonus.
stronger than the Gold Card. categories.
In the end, it comes amex.
down to preference. If you gold.
are brand loyal to Amex, business.
the Gold Card will serve bonus.
you well. But you may amex.
get more value out of business.
the Preferred card, depending on gold.
your spending habits. The offer.
Citi Premier® Card is another amex.
card with a lower annual gold.
fee of $95. Like the business.
Sapphire Preferred card, the Citi categories.
Premier card offers lesser, but amex.
still respectable, rewards over a gold.
wider variety of categories. The transaction.
card earns 3 ThankYou points fee.
per dollar at restaurants, supermarkets, amex.
gas stations, air travel and business.
hotels, 1 point per dollar gold.
on all other eligible purchases employee.
and a total of 10 card.
points per dollar on hotels, amex.
car rentals, and attractions (excluding business.
air travel) booked on the gold.
Citi Travel℠ portal through June welcome.
30, 2024. The Premier card’s offer.
ThankYou Points, like Membership Rewards, amex.
can be transferred to a business.
number of travel transfer partners gold.
making it a good option perks.
for those looking to maximize amex.
their rewards. And, the card gold.
gets bonus points for flights business.
and hotels, while the Amex annual.
Gold Card only bonuses flights. The fee.
Citi Premier card also is amex.
offering the following welcome bonus: business.
60,000 points after spending $4,000 gold.
in purchases within the first points.
3 months of account opening. The amex.
Premier card, however, does not corporate.
offer as many perks as gold.
the Gold Card. So while card.
the rewards may be comparable, benefits.
if you value extra protections, amex.
the Gold Card gets the business.
edge. If 90k.
travel rewards are your top amex.
priority, the Alaska Airlines Visa® gold.
credit card may merit a business.
look. The card has a card.
number of benefits you’ll find requirements.
on a travel credit card, amex.
such as a free checked gold.
bag, 20% back on all business.
in-flight purchases, and access to perks.
all Alaska Airlines partners through amex.
the Oneworld Alliance. But what gold.
makes the Alaska Airlines Visa business.
special is its Companion Fare. card.
The Companion Fare, which is limit.
gained each year on your amex.
account anniversary, entitles the cardholder business.
to an annual companion fare gold.
starting at $122 ($99 fare travel.
plus taxes and fees from benefits.
$23) after you spend $6,000 amex.
or more on purchases within gold.
the prior anniversary year for business.
use when traveling with another points.
guest on a paid published amex.
coach airfare on the same business.
itinerary, booked at the same rose.
time. This alone justifies owning the gold.
card as it can be amex.
worth hundreds of dollars in gold.
airfare. The card also earns checked.
an unlimited unlimited 3 miles bag.
per dollar on eligible Alaska amex.
Airlines purchases, unlimited 2 miles gold.
per dollar on eligible gas, 4x.
EV charging, cable, streaming services restaurants.
and local transit including ride worldwide.
share purchases and unlimited 1 amex.
mile per dollar on all gold.
other purchases, with no blackout restaurant.
dates or expiration on miles benefits.
on active accounts. Of course, Is.
these rewards are tailored to Amex.
travel, and thus won’t necessarily Gold.
net the average consumer as a.
much benefit. But, if travel big.
is your top priority, this deal.
card will give excellent value, Is.
especially considering it has a Amex.
low annual fee of $95. While there is no blue.
concrete rule for credit applications—issuers Why.
consider a number of factors is.
when viewing an application—a good Amex.
rule of thumb is that Gold.
you’ll want good to excellent so.
credit, defined by Experian as good.
a score of 670 or amex.
above. Applying for business.
the card is easy. Simply offer.
go to the Gold Card’s amex.
website, and push the blue gold.
“Apply Now” button. American Express restaurant.
has added a preapproval feature, amex.
so you can view the business.
status of your application before gold.
officially applying, without affecting your 4x.
credit score. The Gold amex.
Card comes with a $250 business.
annual fee. However, there are gold.
no additional charges for card categories.
ownership. Membership Rewards points can be gold.
used for a number of 130k.
things, including statement credits, gift amex.
cards and merchandise. However, you gold.
will get the best value business.
when transferring your points to 130k.
one of Amex’s travel partners, amex.
which include over 15 airline us.
and hotel operators. The business.
Amex Gold Card is a gold.
midtier card with a price amex.
point to match, which places gold.
it a notch below a card.
true premium card, like The intro.
Platinum Card® from American Express offer.
which carries a $695 annual amex.
fee to match its long gold.
list of perks (terms apply, business.
see rates & fees). The 100k.
Amex Gold Card does offer amex.
some of the benefits found business.
on premium cards and that gold.
may be enough to make 100k.
the card’s $250 annual fee amex.
worth it to you.Amex Gold amex.
Card Benefits and Perks
Is the Amex Gold amex.
Card Worth It?
When the Amex Gold Card business.
Is Worth It
When the gold.
Amex Gold Card Is Not perks.
Worth It
How To amex.
Apply for the Amex Gold gold.
Card
How Much Does the Amex is.
Gold Card Cost?
How To Maximize Rewards gold.
With the Amex Gold Card
Other Cards with.
You Can Consider
American Express® Gold amex.
Card vs. Chase Sapphire Preferred® gold.
Card
American Express® Gold 130k.
Card vs. Citi Premier® Card
American Express® Gold Card vs. gold.
Alaska Airlines Visa® credit card
Frequently Gold.
Asked Questions (FAQs)
What credit score better.
is required for the Amex than.
Gold Card?
How do I apply for gold.
the Amex Gold Card?
How much does the categories.
Amex Gold Card cost?
What can I use my amex.
Amex Gold Card Rewards points biz.
for?
Is the Amex get.
Gold Card a premium card?